Thinking about upgrading your kitchen? Adding a deck? Or maybe just knocking out that wall to open up your space?
Before you start demo day, there’s something you should know: Florida’s permitting rules can make or break your project and ignoring them can cost you more than just time.
What Kind of Home Projects Require a Permit in Florida?
Short answer: Most structural changes do.
- Building a room addition
- Converting a garage into living space
- Installing or replacing windows and doors (especially impact-rated)
- Replacing or adding HVAC systems
- Major electrical rewiring or new circuits
- Plumbing changes (like moving a sink or toilet)
- Roof replacement
- Building a new deck or patio cover
If your project involves plumbing, electrical, HVAC, or structural changes, assume you need a permit.
Minor repairs like painting, replacing cabinets, or swapping out fixtures? Usually safe without one but check your local rules.
Who’s Responsible for Getting the Permit: Me or the Contractor?
Rule of thumb: If you hire a licensed contractor, they should pull the permit.
- ✅ Good contractors handle this as part of the job.
- 🚩 Red flag: If they ask you to do it “to save money,” it could mean they’re unlicensed.
If you’re DIY-ing it, you’re the one responsible for the permit.
What Happens if I Don’t Get a Permit?
Skipping the permit can feel like a shortcut—until it comes back to bite you.
- Fines and stop-work orders
- Issues when selling your home
- Insurance problems if something goes wrong
- You might have to tear down or redo the work
Bottom line: Unpermitted work = unnecessary risk.
How Long Do Permits Take in Florida?
| Minor electrical/plumbing | 1–3 business days |
| Roof or window replacement | 3–7 business days |
| Additions or remodels | 1–3 weeks |
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Pro tip: Start the process early, especially if your project is tied to weather or contractor availability.
How Much Do Permits Cost?
Costs vary based on city/county and project type. Expect:
- $50–$150 for basic jobs (like HVAC or water heater swap)
- $200–$800+ for large remodels or additions
Most contractors roll the permit fee into your quote but always ask.
Quick Permit Checklist for Homeowners
- ✅ Ask your contractor: “Are you pulling the permit?”
- ✅ Don’t let unlicensed contractors talk you into skipping it
- ✅ Check with your city’s building department if unsure
- ✅ Keep a copy of your permit and inspection records
- ✅ Don’t schedule work until the permit is approved
Frequently Asked Questions
Do I need a permit to remodel a kitchen in Florida?
Yes—especially if it involves electrical, plumbing, or structural changes.
Can I pull a permit myself if I hire a contractor?
You can, but it’s not recommended. If you pull the permit, you’re legally responsible for the work, even if someone else does it.
Is painting or replacing flooring considered permit-worthy?
Nope. Cosmetic updates like painting, installing new floors, or changing countertops usually don’t need a permit.
Where do I get a permit?
Your city or county’s building department. Many now offer online applications.
Final Thoughts
Permits aren’t just paperwork—they protect you, your contractor, and your home.
Think of them as insurance for your renovation.
If you’re hiring a contractor and they know their stuff, this process should be smooth. But if you’re DIY-ing or unsure, call your local building office. It’s better to ask than assume.
